Last updated: August 2025
1. Overview
These Membership Terms apply only to LIC cardholders. They complement our full Terms of Service and focus on membership-specific rules and expectations.
2. Membership Types & Pricing
- White Card (Free): Basic access to listed discounts and promotions.
- Blue Card: Pay once per year (e.g., $25/year) for full consumer benefits, VIP deals, and upgrades.
- Black Card – Business Tiers: Annual paid tiers—Silver Lite, Silver, Gold, Platinum—grant access to business tools, regional visibility, and platform features.
3. Payment, Renewal & Cancellation
- Blue & Black Cards auto-renew annually unless canceled at least 30 days before the renewal date.
- Payments are final: No refunds issued after activation.
- Downgrade policy: To downgrade, submit notice before your renewal date.
4. User Conduct & Eligibility
- You must be 18+ and provide accurate personal or business information.
- Business users must have authority to act for their business.
- Violations or misuse may result in account suspension or termination without a refund.
5. Termination & Suspension
- LIC may suspend or terminate membership for non-payment or rule violations.
- No refunds after termination.
- Your membership benefits end immediately upon termination.
6. Member Rights
- You may request your data at any time or ask for account deletion.
- Upgrades (e.g., Blue → Black) are allowed anytime, with proration based on remaining time.
7. Intellectual Property & Content Usage
- Your membership grants you a limited license to use LIC content and portal features.
- All portal-generated or business-submitted content remains owned by LIC but is displayed under license for platform purposes.
8. Modifications to These Terms
- LIC may update these terms, especially for pricing or platform enhancements.
- Changes will be communicated in advance and continued use confirms your acceptance.
9. Governing Law & Dispute Resolution
- These terms are governed by [Jurisdiction] law.
- Disputes should be submitted via email; unresolved matters may escalate to arbitration or court in [same jurisdiction].
10. Contact
Membership questions? Email us at [email protected]